Protect your patio umbrella with reliable coverage
Backyard gatherings can get messy. That's why our patio umbrella accidental warranty helps protect against covered stains, burns, broken ribs, and eligible mechanical failures anytime life's unexpected moments catch up.

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Brand partners
Customers
to file a claim
Your favorite brands, covered





Coverage that saves your favorite spot

Food & drink stains
Accidents can happen anytime. Get covered for eligible food and beverage stains, helping keep your patio umbrella looking its best.

Umbrella rib failure
Keep the shade coming. If your umbrella ribs fail due to a covered issue, we’ll help cover eligible repairs or replacement.

Covered burns
Protection includes burns that aren't caused by a fire, helping address unexpected mishaps that can happen during outdoor entertaining.

Umbrella mechanism failure
If your umbrella's crank, tilt, lift, or other covered mechanism stops working, your protection plan helps cover eligible repairs.

Frame & rib protection
Don’t let a broken shade structure slow your summer down. Eligible failures of umbrella ribs, cover sling frames, and fabric gazebos are covered.

Repair, replacement, or reimbursement
If your shade structure can't be repaired economically, we'll repair, replace, or reimburse it according to your plan.

What repairs really cost
- New patio umbrella
- $200 to $600+
- Canopy replacement
- $150 - $400
- Offset canopy replacement
- $150 - $500+
- Cantilever frame repair
- $100 – $300
A SureBright Anywhere protection plan is almost always cheaper than the next repair bill.

Protected your shade in 3 easy steps
Tell us what you bought
Just share some basic product details- what, when and where did you buy it? Our AI suggests the right plans for you.
Review your coverage
Choose your plan duration and look over the details of your coverage.
Enjoy your purchase worry-free
Complete the payment and you’re protected. Everything gets managed from your Warranty Vault. Something goes wrong? File a claim within 2 minutes.
Why SureBright?
Super helpful customer service

Hassle free experience
Complete transparency
No hidden terms, everything's direct, clear and upfront
$0 Deductible
No hidden fees or deductibles when you file a claim - you paid for coverage, you shouldn't pay again to use it.
Buy protection after checkout. No pressure, no rush.
Protect your items against accidents within 30 days of your purchase.
Easy to cancel
Cancel anytime for a pro-rated refund within the first 30 days. No fees, no questions, no runaround
Coverage built for every type of shade

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee

Try it risk free. 30-day money-back guarantee
Trusted in patios & backyards across America
200K+
Customers
50+
Product categories
10B+
Product value protected
Seamless protection for everything you own
Smartphones & Cellphones
Refrigerators & Freezers
Laptops
Washers
Ebikes
Tablets & iPads
Dishwashers
TVs (LCD & Flat Panel)
Microwaves
Gaming Consoles & Accessories
Smart wearables
Mattresses
Sofas & Recliners
Fitness Equipment
Cold Plunges & Ice Baths
Lawn Mowers & Tractors
Wheelchairs & Mobility Scooters
Water Heaters
Smartphones & Cellphones
Refrigerators & Freezers
Laptops
Washers
Ebikes
Tablets & iPads
Dishwashers
TVs (LCD & Flat Panel)
Microwaves
Gaming Consoles & Accessories
Smart wearables
Mattresses
Sofas & Recliners
Fitness Equipment
Cold Plunges & Ice Baths
Lawn Mowers & Tractors
Wheelchairs & Mobility Scooters
Water Heaters
Frequently Asked Questions
What does patio umbrella coverage include?
It covers eligible food and beverage stains, non-fire burns, umbrella rib failures, and covered mechanism failures after the manufacturer's warranty expires.
Are all umbrella mechanisms covered?
Covered crank, tilt, arc, and table umbrella mechanisms are eligible once the original manufacturer's warranty has ended.
Does the plan cover fading from the sun?
No. Normal fading and color changes aren't covered, keeping the plan focused on unexpected covered failures instead of gradual aging.
Is wind or storm damage covered?
No. Damage caused by storms, flooding, or other natural events isn't covered under the plan.
Does the plan cover everyday wear and tear?
No. Normal wear like fraying or surface abrasions isn't included, so coverage is reserved for eligible covered incidents.
Do I need proof of purchase?
Yes. Keep your receipt and purchase details handy. They help make the claims process quick and straightforward. You can access and store them in your Warranty Vault, your personal dashboard to manage warranties for everything you own.
How long do I have to report a problem?
Covered failures should be reported within 30 days of when you first notice the issue.
Can I use this plan for commercial patio umbrellas?
No. Coverage is designed for personal household use, helping keep protection simple and tailored to homeowners.
What happens if my claim is approved?
We'll repair your patio umbrella whenever possible or provide a replacement according to your plan's terms and coverage limits.
Is there a limit to how much is covered?
Yes. Coverage is subject to your plan's maximum retail value and liability limits, ensuring clear and transparent protection from day one.
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